The (presumably ancient) code has a bug, though: it does not verify the syntax of the user name. RFC 959 specifies that a username may consist of a sequence of any of the 128 ASCII characters except <CR> and <LF>. Guess what the JRE implementers forgot? Exactly − to check for the presence of <CR> or <LF>. This means that if we put %0D%0A anywhere in the user part of the URL (or the password part for that matter), we can terminate the USER (or PASS) command and inject a new command into the FTP session.

Source: SMTP over XXE − how to send emails using Java’s XML parser – shift or die

So, if we send a USER command to a mail server instead of a FTP server, it will answer with an error code (since USER is not a valid SMTP command), but let us continue with our session. Combined with the bug mentioned above, this allows us to send arbitrary SMTP commands, which allows us to send emails.